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ACH Validation

ACH Validation is a process used to verify the routing number, account number, and if the account is open/active.

To comply with federal requirements that are meant as a security protocol.  All ACH transactions need to be validated on student records that have or add a checking/savings payment method in Pete's Payment Options.

Unless your saved payment method is incorrect, no active is needed on your behalf.  If we are unable to validate the account information, you will receive the following message and you will need to update account information.

ACH error message

Payers using new back accounts may fail validation, even through the account number and routing number are correct.  Banks are responsible for updating Validation Services for new accounts.  However, if your account information is correct, please email sbs@utep.edu so we can assist you.

You will need to create an electronic check payment profile in your Pete's Payment Options that will need to be validated before you are able to use it.

Information will be validated in real-time (immediately).  After successful validation, the user must explicitly authorize the transaction by accepting the ACH payment agreement.

ACH validation service verifies the routing number, account number, and if the account is open.  This validation does not verify that there are funds available on the account or if the account can be debited.  Payments may still be rejected at the discretion of the bank and will be subject to the returned service charge of $30.00.

You will be required to pay the check amount plus returned service charge of $30.99 using certified funds (credit card, money order or cash) and will then be able to continue using ACH payments.  After three (3) returned checks, you will no longer be able to pay with an ACH.

ACH check image

Connect With Us

The University of Texas at El Paso
Student Business Services
Mike Loya Academic Services Building, Room 118
500 W University
El Paso, Texas 79968

E: sbs@utep.edu / sbsrefunds@utep.edu
P: (915) 747-5116
F: (915) 747-5933